Keeping track of money is an essential independent living skill.

The best way to use your money wisely is to keep track of your income and your expenses. This will allow you to realise what your wasting money on so you can save for the stuff you really want. The budget table above is a great way to start, just fill in what you’re spending money on, where you’re getting money from and add it all up.

Use this budgeting table to help you work it all out:

My Budget

Alternatively, there are a bunch of applications available free on smart phones; just search for ‘budget’ and you should find one.